Terms of Service

Effective Date: 26th September, 2025

Last Updated: 31st July, 2026

1) Acceptance of Terms

By downloading, accessing, or using Byrde (the “App”), you agree to these Terms of Service (“Terms”). These Terms also constitute the end user license agreement (“Terms of Use” / “EULA”) for the App. If you do not agree, do not use the App.

2) About Byrde

Byrde helps you track spending, income, savings, and investments using natural-language input and visual insights. Byrde is provided by Shamsudeen Adedokun (“we,” “us,” or “our”).

Contact: info@byrde.app • 1, Alazeez close, BCGA, Kontagora, Niger State, NG. 923101

3) Eligibility

You must be at least 16 (or the age of digital consent in your country). If you use the App on behalf of an organization, you represent you have authority to bind that organization.

4) License

Subject to these Terms and your active subscription or purchase, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to install and use the App on devices you own or control, for your personal, non-commercial use.

5) Accounts & Security

You can sign in with Apple or Google to back your data up to your own private cloud space. You’re responsible for maintaining the confidentiality of your account and for all activity under it. Notify us immediately of any unauthorized use.

6) Subscriptions, Purchases, Billing & Renewal

• No free plan: Access to the App requires a paid subscription or the one-time lifetime purchase.
• Plans: Byrde is offered as an auto-renewing subscription billed monthly or yearly, and as a limited-edition one-time lifetime purchase (the “lifetime coin”). Current prices, in your local currency, are always shown in the App before you buy.
• Free trial: New subscriptions start with a 7-day free trial. Your app store account is charged when the trial ends unless you cancel at least 24 hours before then. Any unused portion of the trial is forfeited when you purchase the lifetime unlock.
• Billing: Payment is charged to your Apple App Store or Google Play account at confirmation of purchase. You authorize the store (our payment processor) to charge the fee and applicable taxes.
• Auto-renewal: Subscriptions renew automatically at the end of each term unless you cancel at least 24 hours before renewal. Manage or cancel anytime in your app store account settings; cancellation takes effect at the end of the current period.
• Lifetime purchase: the lifetime coin is a one-time payment, not a subscription — it does not renew and grants access for the lifetime of the App.
• Restore: use “Restore” in the App to recover an existing subscription or purchase on a new device.
• Price changes: We may change prices upon notice; changes apply on your next renewal.
• Refunds: As processed through the app store, refunds follow the store’s policies.

7) AI Features

Byrde’s assistant, Penny, parses your entries and answers questions about your spending. Where on-device processing isn’t enough, the App can use a secure third-party AI provider, as described in our Privacy Policy — on iOS only with your permission, which you can withdraw anytime in Preferences. AI-generated content can be inaccurate or incomplete: amounts, categories, and answers may occasionally be wrong, so review your entries and verify any figure that matters before relying on it.

8) Acceptable Use

You agree not to:

• Use the App for unlawful activity, fraud, or money-laundering.
• Interfere with or disrupt the App, attempt to access it via non-public interfaces, or reverse engineer.
• Submit content that is illegal, harmful, or infringes others’ rights.

We may suspend or terminate accounts violating these Terms.

9) Your Content & Data

You retain rights to the content you input (e.g., transactions). You grant us a limited license to host, process, and display your content solely to operate and improve the App. You’re responsible for ensuring your content is accurate and lawful. Our Privacy Policy describes how your data is handled.

10) Third-Party Services

The App relies on third-party services: Apple and Google (sign-in and payments), Supabase (cloud backup and authentication), RevenueCat (subscription management), and a third-party AI provider (currently OpenAI) for the AI features described above. Your use of those services may be subject to their terms and privacy policies.

11) Intellectual Property

The App, including software, design, logos, text, and graphics, is owned by us or our licensors and protected by IP laws. Except for your content and as permitted by these Terms, you may not copy, modify, or create derivative works.

12) Feedback

If you send ideas or suggestions, you grant us a perpetual, worldwide, royalty-free license to use them without restrictions.

13) Disclaimers

Byrde provides informational tools only and does not offer financial, legal, tax, or investment advice. We provide the App “as is” and “as available” without warranties of any kind.

14) Limitation of Liability

To the maximum extent permitted by law, we are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, data, or goodwill. Our aggregate liability for claims relating to the App will not exceed the amounts you paid to us in the 12 months before the claim.

15) Indemnity

You agree to indemnify and hold us harmless from claims arising out of your misuse of the App or violation of these Terms or applicable law.

16) Termination & Account Deletion

You may stop using the App at any time and cancel your subscription through your app store account settings. You can also delete your account and all its data from inside the App (You tab → Preferences → Delete account); deletion is scheduled with a 30-day grace window, after which it is permanent — see the Delete Account page. We may suspend or terminate your access if you breach these Terms or pose a risk to others or the App.

17) Governing Law & Dispute Resolution

These Terms are governed by the laws of Nigeria, without regard to conflicts of law. Disputes will be resolved in the courts of Abuja, Nigeria, unless mandatory local consumer laws provide otherwise.

18) Changes to the Terms

We may update these Terms from time to time. Material changes will be notified in-app or by email. Continued use after changes means you accept the updated Terms.

19) Contact

Shamsudeen Adedokun

Email: info@byrde.app

Address: 1, Alazeez close, BCGA, Kontagora, Niger State, NG. 923101